Terms of Service

Terms & Conditions Last Updated: October 2, 2026 Welcome to the website of Abundance Consulting Group ("Abundance," "we," "us," or "our"). By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website. 1. Acceptance of Terms By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, you may not access or use the website. 2. Eligibility and Account Responsibilities You must be at least 18 years of age and legally capable of entering into binding agreements to use this website. If you create an account or access a client portal, partner portal, or other protected area, you are responsible for: • Maintaining the confidentiality and security of your login credentials; • All activity that occurs under your account or using your credentials; • Providing accurate and current information; and • Promptly notifying us if you believe your account has been compromised. You may not share, transfer, or sell access to your account. 3. Website Purpose This website provides information about services and resources offered by Abundance, which may include credit-related education and assistance, business outsourcing services, software or business tools, partner opportunities, and access to third-party platforms. Information provided on this website is for general informational purposes and does not constitute legal, tax, accounting, lending, or financial advice. 4. Credit-Related Services Credit-related services are intended to assist consumers in understanding and addressing information appearing in their consumer credit files. We do not promise or guarantee: • A specific credit score or score increase; • Removal of accurate, current, and verifiable negative information; • Approval for credit, loans, housing, employment, or any other product or service; • A particular result within a specific period of time; or • That every dispute or request will result in a change to a consumer's credit report. Results vary according to each consumer's individual credit history, creditor and credit bureau responses, documentation, and other circumstances. Consumers have the right to dispute inaccurate or incomplete information in their credit reports themselves and may do so without hiring a credit-repair organization. Any credit-repair services purchased from us are governed by a separate written service agreement and applicable consumer disclosures. If there is a conflict between these website Terms and a signed service agreement regarding purchased services, the applicable service agreement controls. 5. Permitted Use You may use this website for personal and legitimate business purposes, including learning about our services, submitting inquiries, requesting consultations, and accessing tools or resources we make available. You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the website. 6. Prohibited Use You agree not to: • Use the website for unlawful, fraudulent, or deceptive activity; • Submit false or misleading information; • Attempt to gain unauthorized access to our systems, data, or another person's information; • Interfere with website security or functionality; • Introduce malicious software, viruses, or automated attacks; • Scrape, copy, or extract website content using automated tools without authorization; • Use another person's account or credentials without authorization; or • Use the website to send unsolicited communications or advertising. 7. Third-Party Services and Websites Our website may provide access or links to independent third-party services, including credit-monitoring services, client or partner portals, scheduling systems, RingBellz, Tradeline Coach, and other technology or service providers. Third-party websites and services are governed by their own terms, privacy policies, pricing, security practices, and service agreements. A link from our website does not mean that we control the third-party provider or guarantee its services, availability, security, accuracy, or results. We are not responsible for the content, practices, or functionality of any third-party website or service. 8. Data Accuracy Limitations Information displayed on or through this website, including service descriptions, pricing, and third-party details, may change without notice. While we strive for accuracy, information may be incomplete, outdated, or unavailable at times. We are not responsible for errors or omissions in website content or for any reliance on information that may have changed since publication. 9. Pricing and Payments Pricing displayed for third-party tools or other products is subject to change. Where a service does not display a price, please contact us for current information. Credit-related services may be subject to separate agreements, disclosures, payment requirements, and cancellation rights required by applicable law. Nothing on this website modifies rights provided under an applicable signed agreement or law. 10. Appointments and Scheduling Appointments may be scheduled through a third-party scheduling platform. Availability shown in the scheduling system may change. Users are responsible for providing accurate contact information when scheduling. Confirmation, cancellation, and rescheduling procedures may be provided through the applicable scheduling platform. 11. Intellectual Property Unless otherwise indicated, the website's text, branding, graphics, layout, and original content are owned by or licensed to Abundance and are protected by applicable intellectual-property laws. You may use this website for personal and legitimate business purposes. You may not copy, reproduce, sell, republish, or commercially exploit protected website content without authorization. 12. Account Suspension or Termination We may suspend, restrict, or terminate access to the website, client portal, partner portal, or any account if we believe, in our sole discretion, that a user has violated these Terms, engaged in fraudulent or unlawful activity, or poses a risk to the website, its users, or our business. We may also modify or discontinue website features or services at any time without prior notice. 13. Disclaimers The website and its general informational content are provided on an "as available" basis to the extent permitted by applicable law. Credit outcomes depend on numerous factors outside our control. No statement on this website should be interpreted as a guarantee of a particular credit outcome. We do not warrant that the website will be uninterrupted, error-free, secure, or free of harmful elements. 14. Limitation of Liability To the extent permitted by applicable law, Abundance will not be responsible for indirect, incidental, special, or consequential damages arising solely from use of or inability to use this website. Nothing in these Terms excludes or limits rights or liabilities that cannot lawfully be excluded or limited. 15. Indemnification To the extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Abundance, its officers, employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from your use of the website, your violation of these Terms, or your infringement of any rights of a third party. 16. Changes to These Terms We may update these Terms when our website, services, or legal obligations change. The "Last Updated" date will identify the most recent revision. Continued use of the website after changes are posted constitutes acceptance of the updated Terms. 17. Governing Law These Terms & Conditions are governed by the laws of the State of Connecticut, United States, without regard to conflict-of-law principles. Abundance Consulting Group provides services nationwide, and these Terms apply to all users regardless of their state of residence. Any disputes arising from or relating to these Terms or your use of the website shall be resolved in the state or federal courts located in the State of Connecticut, United States. 18. Contact Us Questions about these Terms may be directed to: Abundance Consulting Group Customer Service: customerservice@abundance-consultants.com Support: support@abundance-consultants.com Phone: 754-239-6747 Mailing address available upon request. Contact support@abundance-consultants.com or call 754-239-6747.